The Pradhan Mantri Awas Yojana (PMAY) is a housing programme started by the Indian government with the intention of giving all qualified people in the nation access to affordable homes. Individuals and families that satisfy the requirements are eligible for a number of benefits under the programme. Listed below are a few of the Pradhan Mantri Awas Yojana’s main advantages:
- Subsidised Interest Rates: Through the PMAY programme, qualified recipients can get house loans with subsidised interest rates. Depending on the beneficiary’s category, the programme offers interest rate discounts ranging from 3% to 6.5%.
- PMAY runs via a Credit Linked Subsidy Scheme (CLSS), where the interest subsidy is inversely proportional to the loan amount. This makes sure that the subsidy amount is subtracted from the balance of the loan principle, which lowers the EMIs (Equated Monthly Installments).
- Housing for All: By the year 2022, “Housing for All” will be a reality, according to PMAY’s main goal. Economically disadvantaged groups (EWS), low-income groups (LIG), middle-income groups (MIG-I and MIG-II), and female beneficiaries of the programme are intended to receive affordable housing alternatives.
- Focus on Women and Economically Weaker Sections (EWS): PMAY offers additional consideration to candidates who are women or who come from economically disadvantaged groups. By encouraging women to own properties in their names, it seeks to empower women.
- Improved Housing Infrastructure: The programme also concentrates on enhancing the general housing infrastructure by giving housing units access to services including water supply, sanitization, power, and communication. This promotes the development of a sustainable and welcoming living environment.
- inexpensive Rental Housing Complexes (ARHC): PMAY recently included the Affordable Rental Housing Complexes component, which intends to give migratory workers, the urban poor, and other vulnerable groups of society access to inexpensive rental housing. This aids in meeting the housing needs of those who are unable to own a home.
- Easy Accessibility and Online Application: The programme offers an online application process that makes it simple to apply for housing assistance. Beneficiaries will find the application and approval process to be more convenient as a result of this simplification.
It is crucial to keep in mind that exact benefits and eligibility requirements may change depending on the Pradhan Mantri Awas Yojana plan beneficiary’s component and category. For the most precise and recent information on the programme, it is advised to check the official PMAY website or speak with the appropriate authorities.
Table of Contents
- 1 Pradhan Mantri Awas Yojana eligibility
- 2 How to Apply Pradhan Mantri Awas Yojana
- 3 How to Download Pradhan Mantri Awas Yojana List
- 4 How to Download Pradhan Mantri Awas Yojana Form PDF
- 5 Pradhan Mantri Awas Yojana FAQs
- 5.0.0.1 Q1. How many beneficiaries are there in Awas Yojana?
- 5.0.0.2 Q2. Is PMAY applicable to rural areas?
- 5.0.0.3 Q3. What is the new criteria for PMAY subsidy?
- 5.0.0.4 Q4. Who started Awas Yojana?
- 5.0.0.5 Q5. What is the old name of PMAY?
- 5.0.0.6 PM Kisan Yojana – Read More
- 5.0.0.7 Sukanya Samriddhi Yojana – Read More
- 5.0.0.8 Kalia Yojana – Read More
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Pradhan Mantri Awas Yojana eligibility
The numerous components and categories within the Pradhan Mantri Awas Yojana (PMAY) have different eligibility requirements. The broad breakdown of PMAY qualifying requirements is shown below:
- Sections with lower incomes (EWS):
A household’s annual income should not exceed Rs. 3 lakh.
A pucca home, or all-weather housing unit, cannot be owned by the recipient or any member of their family in any region of India.
2. LIGs (low-income groups):
A household should have an annual income of between Rs. 3 lakh and Rs. 6 lakh.
In no region of India could the beneficiary own a pucca house in his or her name or in the name of any family members.
3. MIGs (Middle-Income Groups):MIG-I:
A household’s yearly income should range between Rs. 6 lakh to Rs. 12 lakh.
MIG-II: A household’s yearly income should range from Rs. 12 lakh to Rs. 18 lakh.
In no region of India could the beneficiary own a pucca house in his or her name or in the name of any family members.
4. Ownership by women:
Women candidates receive preference under the PMAY programme. In the application, women should either be the sole or joint owners of the home.
5. Additional prerequisites for qualifying for the PMAY include:
The recipient must be an adult.
The programme is open to people and families from both urban and rural locations.
A valid Aadhaar card must be shown by the applicant when applying.
The house should be finished within the allotted period for construction or remodelling.
How to Apply Pradhan Mantri Awas Yojana
To apply for the Pradhan Mantri Awas Yojana (PMAY), you can follow these steps:
- Visit the PMAY official website here: Visit the PMAY website at https://pmaymis.gov.in, which is the official one. This is the Pradhan Mantri Awas Yojana’s official website.
- Choose “Citizen Assessment” from the menu: The “Citizen Assessment” option in the main menu may be found on the website’s home page. Just click it.
- Select the relevant category: You may choose from a number of options on the “Citizen Assessment” page, including “For Slum Dwellers,” “Benefits under other 3 Components,” and “Edit Assessment Form.” Choose the category that best fits your needs.
- Fill up the necessary information: You will be led to a new page after choosing the category, where you must input your Aadhaar number and other personal information as required by the form. Make sure the information you submit is accurate and comprehensive.
- Fill out the form and submit it by clicking the “Save” or “Next” button once you’ve entered all the essential information. Review the details offered and make any required adjustments. Submit the form after you are through with it.
- Obtain an application reference number: Following the submission of the form, an application reference number will be sent to you. For future use and monitoring, write down this reference number.
- Download the application form for your records if necessary. You may also download the application form in PDF format. Search the page for the download or print buttons. Depending on the website’s interface, the selections could change.
- Monitor the status of your application: Go back to the official PMAY website and click “Track Your Assessment Status” to monitor the progress of your application. To check the status of your application, enter your application reference number and any other necessary information.
It’s crucial to remember that based on any upgrades or modifications made to the website interface, the precise processes and options may differ significantly. Additionally, it is advised to check the official PMAY website or speak with the appropriate authorities to obtain correct and recent information on the scheme’s application procedure.
How to Download Pradhan Mantri Awas Yojana List
To download the Pradhan Mantri Awas Yojana (PMAY) beneficiary list, you can follow these steps:
- Visit the company’s website: Visit the PMAY website at https://pmaymis.gov.in, which is the official one. This is the Pradhan Mantri Awas Yojana’s official website.
- Choose “Search Beneficiary”: The “Search Beneficiary” option may be found in the main menu on the website’s home page. Just click it.
- Select the proper search option: There are many search options accessible on the “Search Beneficiary” tab, including “By Name,” “By Father’s Name,” and “By Mobile Number.” Choose the search option that best meets your needs.
- Enter the necessary information: Based on the chosen search option, enter the relevant information. Use the beneficiary’s name if you wish to search “By Name,” for instance.
- Captcha verification: Enter the characters displayed on the screen to complete the captcha verification procedure. The purpose of this step is to confirm that you are a human user.
- After filling out the captcha and inputting the necessary information, click the “Show” button or the search icon.
- View the beneficiary list: Using the search parameters you supplied, the website will show you the beneficiaries list. If you want to locate the pertinent beneficiaries, you can peruse the list.
- Obtain the list here: Find the download or export buttons on the page and click one to download the recipient list. Depending on the website’s interface, the selections could change. To export the list in PDF or Excel format, you often find a download icon or link.
- Keeping the downloaded file safe: The beneficiary list will be downloaded or exported to your device after you pick one of those options. Decide where you wish to save the file on your computer or mobile device.
You should be able to get the Pradhan Mantri Awas Yojana beneficiary list from the official PMAY website by following these instructions. It’s important to keep in mind that based on any upgrades or modifications made to the website interface, the precise processes and options may differ significantly.
How to Download Pradhan Mantri Awas Yojana Form PDF
![Pradhan Mantri Awas Yojana](https://alloverindiajob.com/wp-content/uploads/2023/07/Untitled-design-2-1024x576.webp)
To download the Pradhan Mantri Awas Yojana (PMAY) application form in PDF format, you can follow these steps:
- Visit the company’s website: Visit the PMAY website at https://pmaymis.gov.in, which is the official one. This is the Pradhan Mantri Awas Yojana’s official website.
- Choose “Citizen Assessment” from the menu: The “Citizen Assessment” option in the main menu may be found on the website’s home page. Just click it.
- Select the relevant category: You may choose from a number of options on the “Citizen Assessment” page, including “For Slum Dwellers,” “Benefits under other 3 Components,” and “Edit Assessment Form.” Choose the category that best fits your needs.
- Fill up the necessary information: You will be led to a new page after choosing the category where you must input your Aadhaar number, contact information, and any other necessary details as specified by the form’s criteria.
- Create the application form: After entering all the essential information, press the “Save” or “Next” button to continue. Based on the data entered, the website will construct the application form.
- the application form may be seen: The screen will show the created application form. Check the form to make sure all the information is accurate and complete.
- Get the form here: Look for the download or print buttons on the page to get the application in PDF format. Depending on the website’s interface, the selections could change. The form will often have a download button or link that allows you to save it as a PDF file.
- Keeping the downloaded file safe: The application form will be downloaded or printed when you pick one of the options. Decide where you wish to save the PDF file on your computer or mobile device.
You should be able to get the Pradhan Mantri Awas Yojana application form in PDF format from the official PMAY website by following these instructions. It’s important to keep in mind that based on any upgrades or modifications made to the website interface, the precise processes and options may differ significantly.
Pradhan Mantri Awas Yojana FAQs
Q1. How many beneficiaries are there in Awas Yojana?
Ans. Nearly 1.13 crore houses have been sanctioned under the Pradhan Mantri Awas Yojana (PMAY) and beneficiaries have already moved in to more than 50 lakh. The minister said that It has seen unprecedented success as and government is on track to meet the targets set for 2022.
Q2. Is PMAY applicable to rural areas?
Ans. The PMAY is applicable for houses built in both urban and rural areas. The scheme gives financial assistance in cities, while the PMAY subsidy for rural areas is also available. The amount of financial aid given to beneficiaries also varies between accessible and far-flung areas.
Q3. What is the new criteria for PMAY subsidy?
Ans. The annual household income of the applicant must be Rs 6 lakh-Rs 12 lakh for Middle Income Group-I (MIG – I) and Rs 12 lakh-Rs 18 lakh for MIG-II. The applicant will be given a housing loan amount of up to Rs 9 lakh (MIG – I) and up to Rs 12 lakh (MIG – II) for interest subsidy for a maximum period of 20 years.
Q4. Who started Awas Yojana?
Ans. Indira Awas Yojana or IAY is one of the first centralised housing schemes for Indians. It was introduced by the then Prime Minister, Rajiv Gandhi, in 1985.
Q5. What is the old name of PMAY?
Ans. Pradhan Mantri Gramin Aawas Yojana ( lit. ‘Prime Minister’s Rural Housing Scheme’), previously Indira Awas Yojana ( lit. ‘Indira’s Housing Scheme’), is a social welfare programme, created by the Indian Government, to provide housing for the rural poor in India.